2019 SUBARU FORESTER PREMIUM

In-house financing is a service offered by Ez Keys Autos to assist customers who may not have credit or have experienced credit challenges in the past. Instead of relying solely on your credit history for approval, we consider the documents you provide, such as proof of income, to tailor your approval to fit your financial situation.

In-house financing, also known as “buy here, pay here,” means we don’t rely on third-party banks for approval. You’ll work directly with us and make your payments to Ez Keys Autos. This gives you a unique opportunity to get the second chance you deserve, building your credit history while driving the car you want at the same time.

No, you don’t need a Social Security Number (SSN) to get approved at Ez Keys Autos!

Because we offer In-House Financing, we can work with immigrants and foreign customers who may not have an SSN. As long as you can provide good proof of income, a valid photo ID, and proof of residence, we can help you get approved through our Buy Here Pay Here program.

At Ez Keys Autos, we’re committed to helping everyone find affordable financing solutions, regardless of their background. Start your journey today and drive away in the vehicle you deserve!

At Ez Keys Autos, we pride ourselves on providing one of the fastest approval processes among Buy Here Pay Here dealerships in Houston, Texas.

As long as you bring the required documents—proof of income, valid photo ID, and proof of residence—we can have you approved and driving away in your new vehicle in as little as 30 minutes. Our efficient team ensures a smooth and hassle-free experience from start to finish.

Ready to get started? Visit us today and experience the difference!

In theory, 2nd chance financing and in-house financing are similar, but there are key differences. The term “second chance financing” typically refers to financing through companies that specialize in subprime loans designed for customers with less-than-perfect credit.

Many dealerships claim to offer in-house financing but actually provide second chance financing through external finance companies. Whose terms can vary based on current economic conditions.

At Ez Keys Autos, we specialize in true in-house financing, where we handle the approval process ourselves. However, we also offer second chance financing through trusted partners like Westlake Financial for customers who qualify. This option may help reduce your down payment or improve your financing terms if you meet the requirements.

Whether you choose in-house or second chance financing, Ez Keys Autos is here to find the best solution for your needs!

At Ez Keys Autos, we understand that challenges can arise. As a family-owned and operated dealership, we value our relationship with our customers and are committed to working with you through tough times.

If you miss a payment, the most important thing is to maintain regular communication with us. As long as you have a good track record of keeping your promises and staying in touch, we’ll do our best to find a solution that works for everyone.

Your success is our priority, and we’re here to help you stay on track with your financing. If you’re facing difficulties, don’t hesitate to contact us right away.

Yes, we gladly accept trade-ins at Ez Keys Autos!

As long as the vehicle is in your name and not “upside down” (meaning the loan balance is higher than the car’s value), we’ll be happy to evaluate it. Simply give us a call at 832-495-4197 to schedule an appraisal.

Our process is quick and straightforward—bring your vehicle in, and we can appraise it and help you get into a new car the same day. Trading in your car has never been easier!

Yes, we can definitely help out-of-state customers at Ez Keys Autos!

While we do not offer in-house financing for customers outside of Texas, we work with trusted second chance lenders to get you approved quickly and easily. Our goal is to help you secure financing and drive home in the vehicle you want,no matter where you’re located.

Contact us today to learn more about how we can assist you with our flexible financing options!

At Ez Keys Autos, we offer in-house financing to customers within a 100-mile radius of the Houston area. Most of our customers come from cities like Katy, Sugar Land, Pearland, Pasadena, and throughout the Houston metro area.

However, we also welcome customers who travel from nearby regions such as Beaumont, Spring, and Conroe, Texas, to take advantage of our Buy Here Pay Here program.

For customers outside this radius, we have financing options available through our trusted second chance lenders. You can start the process online, and we’ll work with you remotely to secure a deal. When you’re ready, you can visit us to complete the process and drive home in your new vehicle the same day!

In-house financing at Ez Keys Autos can be a powerful tool for building or reestablishing your credit. One of the largest factors in your credit score is the percentage of on-time payments. When you make consistent, on-time payments, we report those payments to the credit bureaus, which helps improve your credit profile.

Additionally, as the credit bureaus see your loan balance decrease over time, this also contributes positively to your credit score. The combination of timely payments and a lowering loan balance demonstrates responsible financial behavior, which can help your credit score improve significantly.

At Ez Keys Autos, we’re here to not only get you into a vehicle but also help you take steps toward a stronger financial future.

Yes, all Of our Buy Here Pay Here vehicles at Ez Keys Autos undergo a comprehensive 120-point inspection to ensure customer satisfaction and reliability. We understand that having a dependable vehicle is essential for maintaining timely payments and peace of mind, so we work hard to ensure our cars are in great shape before they’re sold.

If any issues arise after your purchase, simply contact a member of our team. We’re here to assist you and find a solution to get you back on the road quickly, without having to handle the burden on your own.

Yes! At Ez Keys Autos, we’re committed to helping you get into the car you want with our Buy Here Pay Here program. As long as you have the required documentation—such as proof of income, proof of residence, and a valid ID we can work with you to find a solution that fits your situation.

If there’s a way, we’ll find it. Our goal is to help as many clients as possible secure a vehicle through our flexible in-house financing options. Let us help you get started today!